BLOGBlog posted On May 29, 2025
Wedding season is upon us! Are you engaged and planning your upcoming nuptials? Have you been thinking about what to put on your wedding registry? Like many couples, you might already have furniture, kitchen utensils, bedsheets, towels, etc. However, have you considered this: a home to call your own? Through our unique down payment gifting platform HomeFundIt™, you can ditch the registry and invite your wedding guests to help you fund your dream home.
It's becoming more and more popular lately for younger engaged couples to ask for funds for their future home on their wedding registries instead of typical registry items. National Mortgage Professional cited a LendingTree survey that said 59% of newlywed homeowners spent more on their down payment than they did on their wedding. And the majority of these couples had to make sizable concessions and cuts to their big day, hosting a smaller wedding in order to afford a bigger home or even a home period.
If you’re approaching your wedding and facing affordability issues, we’re here to help and provide a program that can facilitate down payment gifting from your family members.
Enter HomeFundIt.
You can visit www.HomeFundIt.com to start building your campaign. Your loan officer will work with you and guide you through getting started alongside your prequalification process.
You can share your campaign with your wedding guests through your HomeFundIt campaign. You can further customize your page by adding an introductory video. You can tailor this video to your wedding story and emphasize the importance of building your life together within a home you both can call your own.
We’ve detailed the ways you can grow your funds below, but whether you receive direct gifts through the platform or through shopping at participating stores, there are multiple options to build funds for your future house.
Once all funds have been pledged from your attendees, you and your (new!) spouse will be ready to embark on an exciting new adventure: homeownership!
Ways to Grow Your HomeFundIt Campaign
This is the most immediate way you can use HomeFundIt, through collecting down payment gifts instantly from your wedding-goers through our easy-to-use platform.
Through UpIt, you can receive extra pledges toward your down payment when you, your friends, and family shop at over 1,000 participating online retailers.**
You and your partner can earn up to $2,000 toward your closing costs. CMG offers a $2 to $1 match for every dollar received.*
We hope we’ve provided a suitable alternative to wedding registries. Instead of accumulating household items you might not even need, you can ask for help funding your dream home from the people in your life who love you most and want to support your future. Good luck on the wedding planning, and remember, we’re always here, ready to provide our home loan expertise!
Source: National Mortgage Professional
*Grant is a $2-to-$1 match on regular down payment gifts received on HomeFundIt™, up to the lesser of $2,000 or 1% of purchase price for first-time buyers, as defined by Fannie Mae, who complete home buyer education prior to signing a purchase contract. Talk to your loan officer or visit your HomeFundIt dashboard for next steps, or you can also find a housing counselor near you by visiting https://www.hud.gov/counseling.
Grant funds are applied to nonrecurring closing costs. If closing costs are fully paid by seller or interested party, grant funds can be used to buy down the rate. Grant funds cannot be used towards a down payment. Visit https://www.homefundit.com/Grant for complete terms and conditions.
**The UpIt store, partner affiliates, and shopping pledges are a service provided by The Home Dream Foundation © (3). UpIt is available only to customers of HomeFundIt. For complete terms and conditions of HomeFundIt, please visit https://www.homefundit.com/Terms.
