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How Your Rent Payments Can Help You Qualify for a Mortgage

Blog posted On July 21, 2022

One of the biggest obstacles for first-time home buyers is their limited credit history. Credit history is a big factor in the mortgage application process. However, we’re now offering an alternative solution for first-time buyers. With positive rent payment history, we can include your completed rent payments in the application process, which may help boost your overall credit assessment and allow you to qualify for a mortgage more easily.

Reverse Mortgages: How to Make the Best Use of Money in Retirement

Blog posted On July 07, 2022

As homeowners age, they begin to prepare for retirement. Most homeowners would prefer to be debt-free by retirement, but many still pay a mortgage. Reverse mortgages are one home financing option that is popular with homeowners who are 62 and older. But there are other options that can help you achieve a debt-free retirement.

The Temporary Interest Rate Buydown: The Secret Hack to Rising Mortgage Rates

Blog posted On June 23, 2022

Mortgage rates are trending higher, which will ultimately help stabilize the housing market in the long run. But that doesn’t make it any easier on your wallet right now. Other programs, like our Interest Rate Buydown Program, can help lower your interest rate right now.

Introducing the All In One Loan™ TX Homestead

Blog posted On June 16, 2022

Texas homeowners and buyers have enjoyed the benefits of second home financing with the All In One Loan™. Now, our All In One Loan™ (AIO) product is available for Texas primary residences (homestead properties) as well! If you’re a primary residence homeowner or buyer in Texas, the All In One Loan™ TX Homestead was made exclusively for you.

What is an Adjustable-Rate Mortgage and How Can it Help You Save Money?

Blog posted On June 02, 2022

Not all mortgage rates are as high as you think. Typically, the 30-year fixed rate average is what most people notice when they see the current market rates. Most home buyers lock into a 30-year fixed-rate mortgage because of its consistency. But fixed-rate mortgages aren’t your only home financing option. In fact, they’re often pricier than some alternatives, like the adjustable-rate mortgage (ARM).

Lock N Shop: How to Lock in Your Rate Before You Find Your Home

Blog posted On May 26, 2022

Have you ever made a decision before you feel ready? When it comes to a decision as big as a home, it’s important to find the right fit. Don’t let fluctuating mortgage rates pressure you into buying before you’ve found the right home. Instead, consider Lock N Shop.

How Our On-Time Closing Guarantee Can Help You Make the Winning Offer

Blog posted On May 19, 2022

In a busy housing market, each day counts. With our On-Time Close Guarantee, you can get a head start on your mortgage underwriting, get an on-time close guaranteed, and compete in a crowded market.

How Our PLS Helps Investment Property and Second Home Buyers

Blog posted On May 12, 2022

Effective May 2, 2022, we officially launched our own Private Label Security (PLS). Remember when the Federal Housing Finance Agency (FHFA) increased upfront fees on second home and high-balance loans? With our own PLS, we can now help you avoid these fees and offer you a much better price on your second home/ investment property loan.

How Reverse Mortgages Can Help Retired Homeowners or Buyers

Blog posted On May 05, 2022

You’ve spent years investing into your home and now it’s time to reap the rewards of your hard-earned equity. As you get older, you might be thinking about buying a home that better suits your lifestyle. But you also are probably thinking about your retirement funds. 

Benefits of Financing Your Home with a Jumbo Loan

Blog posted On April 21, 2022

A Jumbo Loan is a mortgage that exceeds the Fannie Mae and Freddie Mac conforming loan limits. With a larger loan limit than conventional mortgages, jumbo loans allow you to finance more expensive properties. But there are several other benefits that may be lesser known.